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Securities products and advisory services offered through Park Avenue Securities, LLC (PAS), member FINRA, SIPC. OSJ: 7101 Wisconsin Avenue, Suite 1200, Bethesda, MD 20814 (301) 907-9030. PAS is an indirect wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Financial Fitness is not an affiliate or subsidiary of PAS or Guardian.

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2018-60906 Exp 9/20